Heading Into Retirement with Student Loans

student loans

Heading into retirement with student loans has become a disturbing trend that can mean economic hardship for millions of individuals later on. Many individuals tend to push away the idea of even saving for retirement if they’re still trying to pay off their student loans. While paying off student debt can prove to be a…

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Six Best Places to Retire in 2021

places to retire

Ideally, when you are ready to retire, you will have saved up the right amount of money to relocate to an area that will give you the quality of life you deserve. You’ll be able to leave that congested, crowded city and move to a location that better suits your interests. With so many beautiful…

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Four Amazing Retirement Destinations for 2021

retirement destinations, people walking on long pier over the water at sunset

When it comes to retirement, be sure to prepare for everything life might throw at you. Choosing a destination to retire can be a difficult decision. You may ask, “How will I know which cities are the best for retirement?” The answer is: it depends on how you want to retire. The most common factor…

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How You Can Use Stress to Your Retirement Advantage

retirement advantage

You might be thinking, “What? That’s crazy” or “How is that possible?” Well, make yourself a cup of tea or coffee, whichever you prefer, because using stress to your advantage is possible. Thinking about retirement, in general, is stressful, so you’re halfway there! Less than 50% of people have a written retirement strategy simply because…

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6 Reasons Why You Should Start Planning for Retirement Early

planning for retirement

When it comes to planning for retirement, it is vital to start early and think ahead of time to optimize your retirement plan to its fullest. Pre-planning your retirement will decrease worry about your future income and what your life will be like. It is much better to have peace of mind about your future…

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3 Roth IRA Benefits You Can Use Before Retirement

roth ira benefit, two women standing with thumbs up in the air at sunrise

It’s easy to fall into the trap of believing that a Roth IRA’s benefits are limited to retirement. After all, you’ve probably been told that you can contribute money you’ve already paid taxes on, grow your investments through the power of compounding, and withdraw your earnings 100% tax-free after you’ve reached age 59 1/2.  But…

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Social Security: What to Expect in 2021

social security

As this year comes to an end and a new year is about to begin, you might be wondering about the changes ahead. Whether retirement is far off or just around the corner, it’s important to get a head start on budgeting, planning, or saving. Social Security payments will increase to 1.3% in the next…

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