FIND A SELF-DIRECTED
IRA CUSTODIAN OR PROVIDER

We want you to feel informed, confident, and prepared for the future. Please complete the form below and get connected with a retirement industry professional to help you get started.

FIND A SELF-DIRECTED IRA CUSTODIAN OR PROVIDER

When you choose to work with a RITA member, you know you’re in experienced hands.
Fill out the form below to get connected with a self-directed IRA custodian or provider.

**Disclaimer: Results are randomly generated from RITA's membership list, and they do not constitute or imply an endorsement, recommendation, or favoring of a RITA member by the RITA organization.**

YOUR DREAM RETIREMENT BEGINS HERE

Retirement planning can seem challenging to understand, and the terms and processes can be confusing. We strive to make investing in an IRA as simple and accessible as possible. You don’t have to go it alone.

When you select a self-directed IRA custodian or provider through our website, you can get assistance with all of your self-directed retirement needs. RITA’s members provide alternative asset administration for a wide variety of IRS-allowable alternative assets. These include real estate, private equity, private debt, promissory notes, tax liens, certain precious metals, and limited liability companies.

RITA exists to be the leading educator and advocate for the self-directed retirement plan industry. Start your dream retirement today.

BENEFITS OF WORKING
WITH A RITA MEMBER

ALL RITA MEMBERS ARE...

Regulated by Federal or State Banking Authorities
Required to Have Regular Audits & Carry Multiple Insurance Policies
Operated According to IRS & Department of Labor Requirements
Privy to Industry Guidelines
Attendees of RITA's Premier Industry Events & Educational Opportunities (Conferences, IRA Institutes, SDIP Certification, & Webinars)
Committed to Abiding by the RITA Code of Ethics

FREQUENTLY ASKED QUESTIONS

What is a self-directed IRA?

What are the benefits of a self-directed IRA?

Self-directed IRAs offer more freedom and flexibility for investors. Unlike employer-sponsored retirement plans, you have full control and ownership over your retirement account. You can also invest in alternative assets beyond the standard stocks, bonds, and mutual funds, including real estate, gold, cryptocurrencies, private equity, private debt, and more. Check out our video to learn more about the benefits of investing with a self-directed IRA.

How do I open a self-directed IRA?

Opening a self-directed IRA starts with choosing a trusted IRA custodian or administrator to set up and oversee your retirement account. From there, you’ll need to do your due diligence to decide on the best investment strategy for you, transfer money in to fund your account, and then direct your custodian to place your chosen assets into your account. You can find an IRA custodian or provider using the form on our website.

Why do I need a self-directed IRA custodian?

The IRS legally requires a bank, trust company, federally insured credit union, savings and loan association, or another entity approved by the IRS to act as trustee or custodian for all individual retirement accounts (IRAs). The financial institution will hold your account's investments for safekeeping and ensure that all IRS and government regulations are followed. Click here to learn more about the role of a self-directed IRA custodian.

Why should I use RITA's Find an IRA Custodian form?

RITA’s Find an IRA Custodian form quickly matches you with a trusted IRA custodian or provider that can administer your chosen asset(s) for investing. All of the custodians and providers available through our website are members of the RITA organization. This means they are federally or state regulated or work with a regulated entity. They are regularly audited, operate according to IRS and DOL requirements, and have access to RITA’s exceptional educational resources.

How will RITA use my information from the Find a Custodian form?

WHAT DOES AN IRA CUSTODIAN DO?

Click the link below to learn more about the role of a self-directed IRA custodian and the services they provide.

LEARN MORE

WHAT MAKES AN IRA "SELF-DIRECTED?"

A self-directed IRA provides the opportunity to invest in alternative investments – not just traditional stocks, bonds and mutual funds.

LEARN MORE

Types of Alternative Assets to Invest In
Using a Self-Directed IRA

Cryptocurrency

Cryptocurrency is a digital currency maintained by a decentralized system using cryptography. A Crypto IRA requires the account owner to invest through an LLC to maintain a digital wallet with which to buy and trade digital assets.

Precious Metals

A Precious Metal IRA includes investments in gold, silver, platinum, or palladium that meets specific purity standards. This includes American Eagle bullion coins, US Buffalo bullion coins, Canadian Maple Leaf coins, and more.

Marketplace Loans

Marketplace lending includes investments in private loans such as consumer debt, student debt, small business debt, automobile refinance, and real estate property.

Multi-Member LLC

A multi-member LLC is a limited liability company with two or more members. This structure allows multiple IRAs, even those that are connected to prohibited people, to invest in the same asset.

Mutual Funds

A mutual fund is an investment vehicle comprised of a pool of funds from many investors that buys stocks, bonds, and other securities. Investments in mutual funds are considered a simple way to build a diversified portfolio.

Private Equity

Private equity consists of capital that is not listed on a public exchange. Self-directed IRAs can invest in private equity through a fund or directly in a company.

Real Estate

A Real Estate IRA includes investments in real estate and real estate-related assets, including residential, commercial, mortgage notes, offshore real estate, and Real Estate Owned (REO) properties.

Secured Notes

A secured promissory note is a type of loan or corporate bond that is backed by the borrower's assets as a form of collateral. This type of investment can be done via a new note or through purchasing an existing note.

Single
Member LLC

A Single Member LLC, also known as an IRA LLC or Checkbook IRA, is a type of alternative investment where a private entity is wholly or majority owned by an IRA.

Traded Assets

Traded assets (stocks, bonds, online marketplace, etc.) are a collection of securities held by an individual or firm for the purpose of reselling for a profit.

Unsecured Notes

Unsecured promissory notes are loans that are not secured by the issuer's assets. This type of investment can be done via a new note or through purchasing an existing note.

Viaticals & Life Settlements

Viatical and life settlement IRAs allow investors to use their IRA to purchase a person's life insurance policy at a discount and name the IRA as the beneficiary.

FIND A SELF-DIRECTED
IRA CUSTODIAN OR PROVIDER